Frequently Asked Questions
You will need a copy of your CIBIL report, PAN card, ID proof (Aadhar/Driving License), and details of any existing or past loans/credit cards for verification.
The timeline depends on the complexity of the issue. Small issues can be resolved in 7–15 days, while major or multiple issues may take up to 45 days.
Consultancy+Cibil Report= 600rs/-will not be refunded.
Yes. A repaired credit score improves your chances of loan and credit card approval from banks and NBFCs. We also guide you on eligibility after the score is improved.
We guarantee to work on legitimate issues in your credit report and dispute them with the credit bureau. While no agency can "manipulate" scores, our success rate is over 95%.
A CIBIL score above 750 is considered good and significantly increases your chances of loan approval.
We provide you with a detailed CIBIL report and review it with you to identify inaccurate entries or disputes.
Closed loans cannot be removed, but we can help update the closure status if it is incorrectly marked as active or overdue.
It is difficult, but not impossible. With CIBIL score improvement and a co-applicant, you may still qualify.
Yes. A higher credit score boosts your eligibility and negotiating power for lower interest rates.
Improvements are typically visible in 15 to 45 days, depending on the nature of issues and response from credit bureaus.
Yes. Once your score improves and the report is updated, you can apply for credit without worry.
We can dispute or negotiate settlements if eligible, but complete removal depends on bank/bureau discretion.
We guarantee genuine effort and process. Score improvement depends on case type and successful resolution of issues.
Currently, we accept payments in 2 parts: 50% in advance and 50% after successful completion.
Yes, after fixing your score, we guide you on banks/NBFCs that offer cards suitable for your profile.
Yes, we work remotely through phone, email, WhatsApp and online documents — PAN India.
Once you share your details and make the ₹1,000 payment, we usually generate your report within 1–2 hours.
If they were wrongly reported or already settled, yes. We raise disputes and follow up for correction.
You’ll get regular updates from our team via WhatsApp, email, or phone call depending on your preference.
Consultancy fee will not be refunded.
Yes, we share updated CIBIL report screenshots and documents once your case is resolved.
Yes, but it requires multiple steps and follow-ups. Our experts handle it end-to-end for faster results.
It’s a one-time correction service for the current issues. We also offer guidance for maintaining your score in future.
Yes. We offer support even after the service is complete, including loan guidance and score monitoring tips.